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Discussion Starter #41
Hey Apex, how’s the Spider shopping going?!! What model you gonna get? Also have you had a chance to test drive one?

These are awesome Lil cars!!

Prices have come down so far at the dealers in driving distance that I'm totally focused on the Abarth. Targeting a pair of twins at Jake Sweeny Florence, literally two of the same car, identical twins, White, no stripe, no Brembos, black guts, MSRP is at $35,760, and I'm going to try for between $22K/$24K out the door.

This week I'm paying off the Mini Cooper, and then the second we get the alert the credit score has gone up, we're jumping.
 

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I think some folks have difficulty reading.

I must have my financial ducks in a row. That includes: Paying Off The Car We Currently Owe On.

Then, We We MUST Wait Until The Relevant Credit Rating Receives The Bump For Paying Off The Car We Currently Owe On.

Then, I Can Go Kick Dealers In The Balls With Buying Power, Cash Down Payment In Hand, With A Credit Score Over 800.

The wife and I don't carry significant debt. Nearly none. We are paying off the car we currently owe on 30 months into the 60 month term on the loan. The only way we can do this, and have the cash to put the down payment down, and not drain our savings is by doing things in their proper order. '

You guys are impatient. How do you think I FEEL, chewing my f**king fingers off waiting. But, I have a system, and a budget, and it works. It got the wife out of debt hole when we met, it bought us a house and put us above water from the second we closed, and it's paying off the car we currently owe on in half the term of the loan, and putting us in a power position to buy.

Things have an order. If you follow that order, great opportunities happen. By waiting this long, all that has happened is prices have GONE DOWN.

Chill out guys, you're yucking my yum.
No difficulty reading Apex, Just ALL Rooting for YOU ! From all I have read so far you are on the edge of buying and we guys are just pushing (assisting) you in grabbing that deal whilst they are still about. I see that the "Abarth" model has now got your full attention and that the next week or so WILL see action.....One further snippet of advice, if you can maybe consider putting a small deposit on the "Abarth" of your choice to hold it and not risk somebody else grabbing Your car. I note that nobody on this forum is offering to sell you their Spider which tells you how much we all love them.....My fingers and toes are crossed for you as I am sure are everyone else's who has followed this thread. Very Best of Luck. Cheers
ron
 

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Prices have come down so far at the dealers in driving distance that I'm totally focused on the Abarth. Targeting a pair of twins at Jake Sweeny Florence, literally two of the same car, identical twins, White, no stripe, no Brembos, black guts, MSRP is at $35,760, and I'm going to try for between $22K/$24K out the door.

This week I'm paying off the Mini Cooper, and then the second we get the alert the credit score has gone up, we're jumping.
Good luck. I saw those cars online. Sweeney has a lot of Spiders. The red-on-red is more my speed.
 

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I think some folks have difficulty reading.
. . .
Chill out guys, you're yucking my yum.
Awww come on man, don’t be that way, people are just excited for you and trying to help.
 

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Discussion Starter #46
I'm sorry guy, it's been a stressful week. I'm a volunteer with a group of at-risk kids, run a model-building club for the kids after school twice a week, and noticed over the past couple weeks that I'd been losing kids, and discovered that there has been some pretty bad bullying going on behind my back, and I've been trying to get my own crap done, and deal with that at the same time, and maintain any kind of joy.

My apologies.
 

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I'm sorry guy, it's been a stressful week. I'm a volunteer with a group of at-risk kids, run a model-building club for the kids after school twice a week, and noticed over the past couple weeks that I'd been losing kids, and discovered that there has been some pretty bad bullying going on behind my back, and I've been trying to get my own crap done, and deal with that at the same time, and maintain any kind of joy.

My apologies.
Then even more important that you keep on chatting with your Team Mates here Apex ! I did 5 years as a Residential Social Worker, Children from Abusive backgrounds and Drugs/Alcohol Rehab .. I came home to play my guitar and write music to deal with it so totally understand what you are saying there Buddy.
Chipshot got me going talking about that Red on Red "Abarth at somewhere called, "Sweeney's"......I was almost throwing my kit in a collapsible suitcase (customs) and catching a flight to grab it myself when I remembered....it would probably be noticed on the airport conveyor belt and with the steering wheel on the wrong side it could be tricky pulling out to overtake in the UK. Just do as you must,but promise to post those photo's when you pick up the keys...no, press the starter...Best Wishes from us all I am sure, Cheers
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I was given a 4% apr for 75 months with 820 credit score but thinking this is how they are making money off me. It don’t matter, after 90 days I’m paying it off. I still need to sell my 2010 PRHT Miata but waiting for spring when there are more buyers out there.

My credit union would do 2.6%
 

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I got 3.99% for 60 months for a used 2019 Classica a couple months ago; CS 800+. I should have shopped it though - could have done better at the local credit union. Good luck!
 

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Discussion Starter #51
Thanks guys. If I get my OTD price and monthly payment, I haven't got an issue with FCA credit taking a slice of the cheddar. Knowing the APR going in helps me to determine exactly how hard to kick 'em in the hanging gardens...
 
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